Corporate Expense Management & Payroll

Digital First Real-Time Expense & Payroll Cards

Problem Statement

Outdated and archaic processes

For decades, corporate expense and payroll systems have been built on slow, inefficient, and fragmented processes that create friction for both the company and its employees.

• For Expense Management: The "reimburse and report" model is broken. It forces employees to pay out-of-pocket, then endure a slow, manual process of submitting receipts and waiting for repayment.For the business, this means a lack of real-time spending control, a high risk of out-of-policy purchases, and a heavy administrative burden on finance teams.
• For Payroll: Traditional payroll runs are rigid and slow, tied to bi-weekly or monthly batch processes.This model fails to meet the needs of a modern workforce that expects faster access to earnings. Furthermore, it presents a significant challenge for paying unbanked or underbanked employees, often reverting to costly and insecure methods like paper checks

The MatchMove Solution

Programmatic Control Over Every Corporate Dollar

The MatchMove BaaS platform enables you to embed card issuance directly into your software, transforming these outdated processes into a modern, real-time system of control and disbursement.

Value Proposition

Integrate with our APIs once to create and manage two powerful solutions:

1. Smart Corporate Expense Cards: Issue branded virtual and physical cards to employees. Instead of chasing reimbursements, your clients can proactively set granular, real-time spending controls (e.g., limit spending to specific merchants, set daily budgets, block categories). Every transaction is authorized against your rules, and data flows back to your platform instantly for automated reconciliation.
2. Instant Payroll Cards: Issue branded payroll cards that serve as a primary account for employees. Your clients can disburse salaries, commissions, or provide Earned Wage Access (EWA) instantly, 24/7. This provides immediate access to funds for all employees, including the unbanked, and drastically simplifies the disbursement process.

Empower your clients to shift from "reporting on what was spent" to "controlling what is being spent" in real-time. Transform payroll from a rigid, bi-weekly event into a flexible, on-demand service. By embedding our tools, your platform becomes the strategic, real-time financial operating system for your clients' businesses.

Key Platform Benefits

• Eliminate Expense Reports & Reimbursements: Improve employee satisfaction and corporate cash flow by providing company-funded cards with clear, pre-approved budgets.
• Gain Real-Time Spending Control: Allow your clients to enforce expense policies before the transaction happens, not after, virtually eliminating fraud and overspending.
• Fully Automate Reconciliation: Capture rich, categorized transaction data the moment a purchase is made, ending the need for manual receipt chasing.
• Deliver Instant, Flexible Payouts: Meet the demands of the modern workforce with on-demand earned wage access, instant commission payments, and flexible payroll.
• Promote Financial Inclusion: Provide every worker, regardless of their banking status, with a secure and powerful tool to receive, save, and spend their earnings.

MatchMove Products

The below products serve as building block allowing you to bridge the last mile problem of enabling global commerce using crypto assets