Simulate individual eKYC approvals

1

Generate a KYC capture link for the individual user

Simulating a KYC approval requires you to undergo the eKYC process. Render the eKYC capture link in any web/mobile browser that you want to conduct your test on.

Process KYC Verification request

 
curl --location --request POST 'https://{{identity_base_url}}/{{program_code}}/v2/users/authentications/documents/process' \
--header 'X-Auth-User-ID: {{user_id}}' \
--header 'Authorization: ••••••'

Process KYC Verification response

 
{
    "verification_id": "vfc_add3d8e603664df2ac6161ed78d68a8f",
    "profile_id": "pfi_2cf00f2a42a04571b73b4bddc06e9ca6",
    "success": true,
    "links": [
        {
            "rel": "capture.sdk",
            "href": "https://identity.uat.matchmove-beta.com/api/v1/web/sdk?id=7bb523ecc983de217a9deaea2f91c400358f1061e5b4361d0d4b64d6dbbd9a718c531b45492818d29a0a4642e545bb35f2s5adae3791348433175d9dd844de4de81ff951",
            "method": "GET"
        }
    ]
}

2

Perform the eKYC process and submit pre-approved documents

On the eKYC capture screens, you will be first asked to upload an identification document. You will need to upload any of these pre-approved identity documents.

These documents should allow you to get an approval, even if the registered user details do not align with the details in the identity documents.

You can subscribe to the KYC verification webhooks to be notified of the KYC approval of the individual user.

Pre-approved identity documents

ID card for China (front)

ID card for China (back)

ADHAAR for India (front)

ADHAAR for India (back)

ID card for Germany (front)

ID card for Germany (back

Passport for Germany

Proof of Address (PoA) for Germany

Source: https://docs.sumsub.com/docs/verification-document-templates

3

[Additional] For onboarding user from high-risk regions

If a user is flagged as "high-risk" (due to location* or profile), the system automatically triggers Enhanced Due Diligence (EDD). This adds extra screens and document requirements to their eKYC journey.

Note on Testing: You can use dummy data and documents for EDD requirements during simulation.

Please keep in mind that EDD flips the process from automated to manual review. Since MatchMove Compliance must personally vet these submissions in both staging and live environments, approval won't be immediate. In staging and for the purpose of simulation, we have established a 1-day SLA for these specific cases.

*Refer to Standard Operating Procedure for Compliance Management document for the list of high-risk and sanctions regions.

1

Generate a KYC capture link for the user

Simulating a KYC approval requires you to undergo the eKYC process. Render the eKYC capture link in any web/mobile browser that you want to conduct your test on.

Process KYC Verification request

 
curl --location --request POST 'https://{{identity_base_url}}/{{program_code}}/v2/users/authentications/documents/process' \
--header 'X-Auth-User-ID: {{user_id}}' \
--header 'Authorization: ••••••'

Process KYC Verification response

 
{
    "verification_id": "vfc_add3d8e603664df2ac6161ed78d68a8f",
    "profile_id": "pfi_2cf00f2a42a04571b73b4bddc06e9ca6",
    "success": true,
    "links": [
        {
            "rel": "capture.sdk",
            "href": "https://identity.uat.matchmove-beta.com/api/v1/web/sdk?id=7bb523ecc983de217a9deaea2f91c400358f1061e5b4361d0d4b64d6dbbd9a718c531b45492818d29a0a4642e545bb35f2s5adae3791348433175d9dd844de4de81ff951",
            "method": "GET"
        }
    ]
}

2

Perform the eKYC process and submit pre-rejected documents

On the eKYC capture screens, you will be first asked to upload an identification document. You will need to upload any of these pre-rejected identity documents.

Submitting these documents will guarantee rejection every time they are uploaded for a KYC submission.

You can subscribe to the KYC verification webhooks to be notified of the KYC rejection of the individual user.

Pre-rejected identity documents

Driver's license for USA (front)

Driver's license for USA (back)

ID card for Spain (front)

ID card for Spain (back)

Proof of Address (PoA) for Germany

Source: https://docs.sumsub.com/docs/verification-document-templates