Retrieve card security code

All card entities attached to the users wallet are industry standard cards which come with their own card security code to process card not present transactions to reduce fraud and limit the issuer liability.

Depending on the network they are referred by scheme specific names like

• CSC (American Express)
• CVC (MasterCard)
• CVV (Visa)
• CVV (Rupay)

These are typically the 3 or 4 digit numbers that are printed at the back of the card. Do note the networks are the one who dictate printing of these numbers on the back of the card. Lately with the launch of newer card products , they are more open to not showing this information as part of the printed card.

Virtual cards since mirror the physical cards in all respects , are also provided with this security code and its up to the program manager how to implement the display of the same.

In addition for Singapore, MatchMove has also received approval from the Scheme partner (MasterCard) to have a dynamic CVC in which case the value retrieved via API is re-generated on each request. This CVC generated is only valid for one time use or 10 minutes. This provides an additional layer of security , though admittedly it introduces a greater friction in checkout experience for the end users.