Implementation checklist

All Singapore-issued programs that onboard individual users

☐ [v1] Register individual profile

Define a user entity for an individual by passing the required regulatory information. This version is used for programs issued from Singapore.

All Singapore-issued programs that onboard individual users

☐ [v1] Submit individual KYC (Manual approval); or

☐ [v1] Perform individual eKYC (Automated approval)

Submit the required KYC documents for individual verification via the API or the eKYC provider.

All Singapore-issued programs that onboard business users

☐ [v1] Register business profile

Define a user entity for a business by passing the required regulatory information.

All Singapore-issued programs that onboard business users

☐ [v1] Submit business KYB

Submit the required KYB documents for business verification.

All pre-approved programs that can onboard individual users on V2.

☐ [v2] Register individual profile

Define a user entity for an individual passing the required regulatory information.

All pre-approved programs that can onboard individual users on V2.

☐ [v2] Update individual profile

Update a user entity for an individual passing the required regulatory information.

All pre-approved programs that can onboard individual users on V2.

☐ [v2] Submit individual KYC (Manual approval); or ☐ [v2] Perform individual eKYC (Automated approval)

*PH only allows manual approval.

Submit the required KYC documents for individual verification.

All pre-approved programs that can onboard business users on V2.

☐ [v2] Register business profile

Define a user entity for a business passing the required regulatory information.

All pre-approved programs that can onboard business users on V2.

☐ [v2] Perform business eKYC (Automated approval)

Perform an automated eKYC to submit documents and other requirements for business verification.

All programs

☐ Provision user accounts

Issue and associate an account with an individual user to enable holding of funds.

All programs

☐ Access account information

Retrieve a user account along with its related information.

All Collections-enabled programs

☐ Provision virtual accounts

Issue and associate a virtual account with an account (wallet) to enable bank transfers.

All programs

☐ Credit funds to a user account

Transfer funds from the partner prefund (source) to a user account (recipient).

All programs

☐ Debit funds from a user account

Transfer funds from a user account (source) to the partner prefund (recipient).

All programs

☐ Reverse debited funds from a user account

Reverse a debit transaction made against a user account (recipient). Where the source is either the partner prefund or another user account.

All programs

☐ Perform an account-to-account (P2P) transfer

Transfer funds from a user account (source) to another user account (recipient).

All programs

☐ Retrieve transaction history

Retrieve wallet or card transaction history

All Cards-enabled programs

☐ Issue a card

• Issue a virtual card
• Link & activate a non-personalised physical card
• Request for a personalised card
• Activate a personalized card

Provision virtual or physical cards, associate them with user accounts, and activate (if needed) them to enable card payments.

All Cards-enabled programs

☐ Manage cards

• Retrieve user cards
• Retrieve non-sensitive card information
• Retrieve sensitive card information
• Set card PIN
• Suspend an active card
• Reactivate a suspended card
• Permanently block a card

Manage the card lifecycle, retrieve card information, and set a card PIN.

This is OPTIONAL for all Cards-enabled programs. By default, card transactions are already restricted by account/wallet limits.

☐ Configure card transactional limits

Define transaction category spending limits on a card. Card transactional limits will be added on top of the account/wallet limits.

This is OPTIONAL for all Cards-enabled programs. By default, MatchMove will be responsible for 3DS OTP delivery.

☐ Assisted 3DS authentication

Assume end-user delivery of 3DS OTP for 3DS-enabled card transactions. Assisted 3DS will need to be enabled in the program configuration.

All Cards-enabled programs

☐ Transaction authorizations

For mJIT™ accounts, it is required to implement the Shared Authorization capability. For standard accounts, implementing the Shared Authorization is optional.

All Collections-enabled programs

☐ Receive funds from a bank account

Collect funds from external bank account transfers

All Payouts (domestic)-enabled programs

☐ Create a recipient for domestic payment

Define a recipient or beneficiary for a domestic payment

All Payouts (domestic)-enabled programs

☐ Perform a domestic payment

Transfer funds to a domestic payment beneficiary via a bank-to-bank transfer

All Payouts (domestic)-enabled programs

☐ Track the status of a domestic payment

Retrieve the status of a domestic transaction or subscribe to webhook notifications for updates on domestic payment status.

All Payouts (cross-border)-enabled programs

☐ Create a recipient for cross-border payment

Define and manage a recipient or beneficiary for a cross-border payment

All Payouts (cross-border)-enabled programs

☐ Manage cross-border recipients

Manage the lifecycle of the defined cross-border recipients

All Payouts (cross-border)-enabled programs

☐ Get a quote for cross-border payment

Retrieve a quotation with calculated fees for a cross-border route and intended transfer amount.

All Payouts (cross-border)-enabled programs

☐ Perform a cross-border payment using an existing beneficiary

Send a cross-border payment transaction to a predefined beneficiary

All Payouts (cross-border)-enabled programs

☐ Perform a cross-border payment without an existing beneficiary

Send a cross-border payment transaction without a predefined beneficiary

All Payouts (cross-border)-enabled programs

☐ Track the status of a cross-border payment

Retrieve the status of a cross-border payment transaction or subscribe to webhook notifications for updates on the status of cross-border payments.

All Payouts (cross-border)-enabled programs

☐ Manage cross-border payments

Retrieve cross-border payment transactions for an account and manage the cross-border payment lifecycle.

All Cards-enabled programs

☐ Simulate card transactions

Simulate a card payment or transaction in the staging environment.

All Payouts (domestic)-enabled programs

☐ Simulate domestic payments

Simulate a domestic outgoing transfer from a virtual account to an external bank. This capability is currently available for SGD virtual accounts.

All pre-approved programs that can onboard individual and business users on V2.

☐ Simulate individual eKYC approvals ☐ Simulate business eKYC approvals

Simulate eKYC approval and rejection.

All Collections-enabled programs

☐ Simulate bank collections

Simulate a domestic or international incoming bank transfer to the MatchMove virtual account.

All Cards-enabled programs that have Assisted 3DS enabled.

☐ Simulate assisted 3DS authentication

Simulate assisted delivery of 3DS OTP authentication

All programs

☐ Subscribe to webhooks

Subscribe to various platform webhook notifications.