Buy Now Pay Later
Universal BNPL Acceptance with Turnkey Card Issuance
Buy Now, Pay Later (BNPL) Providers, Digital Lenders, and Fintechs offering installment-based credit (with a focus on Product, Growth, and Partnership teams
Problem Statement
Accelerate time to reach a critical mass of merchants
For BNPL players, growth is directly tied to merchant acceptance. However, building and scaling a proprietary merchant network is a slow, resource-intensive, and technically complex process. The key challenges are significant
- zMerchant Onboarding: Convincing thousands of individual merchants to adopt a new payment method is a major sales hurdle.
- Technical Integration: Each merchant requires a dedicated, often complex, technical integration into varied e-commerce platforms and Point-of-Sale (POS) systems.
- Infrastructure Compatibility: Ensuring your BNPL solution works with a diverse and fragmented landscape of existing payment gateways and processors is a constant challenge.
This traditional, one-merchant-at-a-time approach fundamentally limits your speed to market and the utility of your service for consumers.
The MatchMove Solution
Bypass Merchant Integration, Go Straight to Market
Shift your focus from the costly battle for merchant acceptance to what you do best: acquiring customers and managing credit. With MatchMove, your BNPL service is no longer restricted to a curated list of partnered stores. It's available everywhere your customers want to shop. This isn't just an incremental improvement; it's a new paradigm for BNPL growth and utility.
Value Proposition
Stop thinking about crypto spending as a complex conversion process. With MatchMove, it becomes an instant, invisible part of the payment experience. You can now offer your users a powerful tool that unlocks the true value of their digital asset portfolio, allowing them to spend at millions of online and offline merchants across the globe just as easily as with a traditional bank card. Shift your focus from the costly battle for merchant acceptance to what you do best: acquiring customers and managing credit. With MatchMove, your BNPL service is no longer restricted to a curated list of partnered stores. It's available everywhere your customers want to shop. This isn't just an incremental improvement; it's a new paradigm for BNPL growth and utility. Shift your focus from the costly battle for merchant acceptance to what you do best: acquiring customers and managing credit. With MatchMove, your BNPL service is no longer restricted to a curated list of partnered stores. It's available everywhere your customers want to shop. This isn't just an incremental improvement; it's a new paradigm for BNPL growth and utility.
Key Platform Benefits
- Instant Universal Acceptance: Gain immediate access to millions of existing merchants worldwide that already have card terminals and online checkouts. Your merchant network is instantly global.
- Eliminate Sales & Integration Overhead: Remove the need for a merchant sales team and a complex web of technical integrations. Your resources can be focused on growth.
- Drastically Faster Time-to-Market: Launch your BNPL offering or enter new markets in record time by eliminating the primary bottleneck of merchant acquisition.
- Superior Customer Freedom: Give your customers the ultimate flexibility to use their approved credit line anywhere they choose, dramatically increasing engagement and loyalty.
- Simplified Operations: Integrate once via our modern, developer-friendly APIs and let us handle the complexities of the payment rails. You manage the user and the credit; we manage the payment.
MatchMove Products
The following products serve as building blocks, allowing you to bridge the last-mile problem of enabling global commerce using crypto assets

Identity & Onboarding
Onboard Users in a regulatory-compliant manner for your card program

Accounts (JIT)
Issue JIT accounts for your users to facilitate just-in-time asset conversion
Cards
Issue white-labeled physical and virtual cards for your user
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- Buy Now Pay Later